> ## Documentation Index
> Fetch the complete documentation index at: https://guides.koinx.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Choosing the Right ITR Filing Plan

> Confused between Crypto, Salary, and Comprehensive plans? Here's how to pick the right one based on your income sources.

If you're staring at three ITR plans wondering “which one do I even need?” — you’re not alone. Most crypto users don’t just have crypto anymore. There’s a bit of salary, maybe some F\&O trades, maybe even stocks. Pick the wrong plan, and you risk missing income or filing incorrectly. Let’s fix that.

## Compare ITR Filing Plans

Here’s a clear breakdown so you don’t overpay — or worse, under-report.

<Tabs>
  <Tab title="🟦 Crypto ITR Filing">
    **Best for:** Crypto-only users with basic income

    This is the simplest option. If you don’t have salary, F\&O, or stock activity, you don’t need anything more.

    <Tip>
      If you’ve only traded crypto and maybe earned some staking rewards or interest — this is all you need. Don’t overcomplicate it.
    </Tip>

    ### Covers

    * Crypto trading gains
    * Staking rewards
    * Airdrops
    * Basic income sources (if any)

    ### Does NOT cover

    * Salary income
    * Futures & Options (F\&O)
    * Stocks or mutual funds
    * Business income
  </Tab>

  <Tab title="🟨 Salary ITR Filing">
    **Best for:** Salaried users with crypto or F\&O activity

    If you have a single employer salary along with crypto trading or F\&O activity, this plan covers your needs.

    <Note>
      Ideal if you have a 9-to-5 job and also actively trade crypto or derivatives.
    </Note>

    ### Covers

    * Salary income (single employer)
    * Crypto trading & income
    * Other basic income sources

    ### Does NOT cover

    * Multiple employers
    * Business or professional income
    * Advanced investment portfolios
  </Tab>

  <Tab title="🟩 Comprehensive Filing">
    **Best for:** Anyone with multiple or complex income sources

    Covers everything — business income, stocks, mutual funds, crypto, F\&O, and more.

    <Tip>
      If you’re unsure, this is the safest option. Most users with mixed income sources end up here.
    </Tip>

    ### Covers

    * Crypto trading & income
    * Salary (multiple employers)
    * Futures & Options (F\&O)
    * Stocks & mutual funds
    * Business & professional income
    * Rental income
    * Other income sources

    ### Ideal for

    * Traders with multiple income streams
    * Freelancers or business owners
    * Users with complex tax situations
  </Tab>
</Tabs>

***

## How to Choose (Without Overthinking It)

Let’s simplify this.

<Steps>
  <Step title="Check your income sources">
    Think about everything you earned this year — not just crypto. Salary? F\&O? Stocks? Freelancing?
  </Step>

  <Step title="Match it to the plan">
    * Only crypto + basic income → Crypto ITR Filing
    * Salary (1 employer) + crypto/F\&O → Salary ITR Filing
    * Anything more complex → Comprehensive ITR Filing
  </Step>

  <Step title="When in doubt, go higher">
    If you're stuck between two plans, pick the higher one. It’s better than missing income and fixing it later.
  </Step>
</Steps>

<Warning>
  Choosing a lower plan than required can lead to incomplete filing — which may result in notices or incorrect tax calculations.
</Warning>

***

## Before You File (Don’t Skip This)

No matter which plan you choose — this step is non-negotiable.

<Steps>
  <Step title="Connect all exchanges and wallets">
    Go to **Integrations** and make sure everything is added. Missing data = wrong taxes.
  </Step>

  <Step title="Review your transactions">
    Head to **Transactions** and check for errors like missing cost or unknown transfers.
  </Step>

  <Step title="Generate your tax report">
    Go to **Tax Reports**, select your financial year, and generate your final report.
  </Step>
</Steps>

<Info>
  KoinX calculates everything — gains, losses, TDS, and classifications — but only if your data is complete.
</Info>

***

## Frequently Asked Questions

<AccordionGroup>
  <Accordion title="Can I choose a cheaper plan and upgrade later?">
    Yes, but it can delay your filing. If your income is already complex, it’s better to choose the correct plan upfront.
  </Accordion>

  <Accordion title="What if I only had losses in crypto?">
    You still need to file. Losses must be reported to stay compliant and carry them forward.
  </Accordion>

  <Accordion title="Do I need to generate my tax report before purchasing a plan?">
    Yes, it’s required for filing. No report = no filing.
  </Accordion>

  <Accordion title="I have salary + crypto + stocks. Which plan should I pick?">
    Go with Comprehensive. It covers everything and avoids missing disclosures.
  </Accordion>

  <Accordion title="Will KoinX file my ITR automatically?">
    No. Filing requires your action or coordination with a tax expert depending on your plan.
  </Accordion>
</AccordionGroup>

***