Ripple USD (RLUSD) is Ripple’s fully regulated U.S. dollar–backed stablecoin, created to make digital payments faster, safer, and more reliable. Each RLUSD token is backed one-to-one by cash, U.S. Treasuries, or other cash equivalents, ensuring its value remains equal to one U.S. dollar at all times. Issued by Standard Custody & Trust Company, LLC, a Ripple subsidiary, the token is designed for cross-border payments, remittances, and treasury operations that demand both stability and speed.
Built on Ripple’s blockchain infrastructure, RLUSD combines the trust of traditional finance with the efficiency of decentralised technology. It operates under strict regulatory oversight, including approvals from the New York Department of Financial Services (NYDFS) and the Dubai Financial Services Authority (DFSA), ensuring full compliance and transparency.
In this article, you’ll learn how to buy Ripple USD (RLUSD) and become part of Ripple’s next-generation digital payments network.
How To Buy Ripple USD In 4 Easy Steps?
Purchasing Ripple USD can be simple when you follow a structured process. Here’s a step-by-step guide to help you buy and store your tokens securely.
Step 1: Choose a Crypto Exchange Platform
The first step to buy Ripple USD is to choose a reliable crypto exchange. Selecting the right platform is essential for safety, convenience, and transparency. Always review an exchange’s trading fees, withdrawal policies, and security features before creating an account. You should also confirm whether it supports the fiat currency or stablecoin you intend to use, ensuring smooth transactions without conversion hassles.
Step 2: Register On Any Of The Platforms
Once you’ve selected an exchange, the next step is registration. You’ll need to provide your email address, phone number, and location details. Most platforms require identity verification, so upload a valid government ID such as a passport or driving licence.
The verification process typically takes a short time. Once completed, you’ll be ready to fund your account and start purchasing RLUSD tokens.
Step 3: Buy The Cryptocurrency Using Your Feasible Payment Method
After your account is verified, fund it with fiat or stablecoins and buy Ripple USD. Below are your available options:
Using Fiat Currencies:
Using Stablecoins:
Exchanges support several payment options such as bank transfers, debit or credit cards, and crypto wallet transfers. Choose your preferred method, select RLUSD from the available trading pairs, and confirm the purchase to add it to your portfolio.
Step 4: Store the Cryptocurrency in a Wallet
After purchasing Ripple USD, transferring your tokens to a secure wallet is crucial. Keeping them in a private wallet ensures full control and safety from exchange-related risks.
Trusted options for storing RLUSD include Trezor Wallet, Trust Wallet, Ledger Wallet, Tangem Wallet, Exodus Wallet, and Atomic Wallet. Withdraw your tokens from the exchange, input your wallet’s public address, and confirm the transfer. With your tokens safely stored, you can manage them with confidence and peace of mind.
Popular video guides on buying Ripple USD (RLUSD)
Where to buy Ripple USD (RLUSD)?
Bybit is a dynamic crypto exchange built for fast and efficient trading. It offers spot and derivatives markets with high liquidity and transparent pricing. The mobile app ensures quick order placement, price alerts, and smooth navigation for active users. Bybit places strong emphasis on safety through cold storage and login verification. Traders also benefit from in-depth tutorials and community updates. With its speed, precision, and learning support, Bybit suits both new investors and professionals seeking flexible, high-performance trading options.
Factsheet
Operational Since: | 2018 |
Deposit Methods: | Credit/Debit Card Payment, P2P trading, Third-party payment, and fiat deposits. |
Deposit Fees: | No charge |
Cryptos Listed: | 725+ coins |
Trading Fees: | 0.04% for Makers and 0.01% for Takers |
Fiat Currencies Supported: | 60+ fiat currencies |
Trustworthiness: | Safe and reliable |
Bitstamp is one of the longest-running crypto exchanges, known for its stability and simple interface. It supports spot trading for major digital currencies with reliable order execution. The mobile app offers real-time charts, quick deposits, and secure withdrawals. Strong safety measures include cold wallet storage, encryption, and two-factor login. Bitstamp focuses on clarity and transparency, providing easy access for both new and seasoned traders. Its straightforward design and long-standing reputation make it a dependable choice for trading cryptocurrencies globally.
Factsheet
Operational Since: | 2011 |
Deposit Methods: | Credit or Debit Card, Bank, ACH, SEPA, Apple Pay, and Google Pay |
Deposit Fees: | Free for SEPA Euro Deposits, Depositing US Dollars Charges $7.50 or 0.05% of the deposit amount. |
Cryptos Listed: | 80+ |
Trading Fees: | 0.00% – 0.30% maker fee and 0.03% – 0.40% taker fee |
Fiat Currencies Supported: | US Dollar (USD), Euro (EUR), British Pound Sterling (GBP) |
Trustworthiness: | Safe and Reliable |
Kraken offers a balanced trading experience, combining advanced tools with a user-friendly design. Traders can access spot, margin, and futures markets with clear fee structures. The app delivers smooth performance with price tracking, watchlists, and chart analysis features. Security remains top-tier with cold storage, account verification, and two-factor login. Kraken also promotes education through learning guides and market insights. Its mix of innovation and security makes it ideal for traders who value reliability, detailed tools, and professional-grade trading conditions.
Factsheet
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Operational Since: |
2011 |
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Deposit Methods: |
PayPal, Debit/Credit Cards, Wire Transfer, P2P, Cryptocurrencies |
|
Deposit Fees: |
Kraken charges different fees for different types of deposits |
|
Cryptos Listed: |
500+ |
|
Trading Fees: |
0% to 0.40% of the total cost |
|
Fiat Currencies Supported: |
USD, EUR, GBP, CAD, JPY, CHF, AUD, and AED. |
|
Trustworthiness: |
Safe and Reliable |
Frequently Asked Questions
Where Can You Buy Ripple USD With A Credit Or Debit Card?
You can buy Ripple USD with a credit or debit card directly on centralised exchanges that support fiat currency pairs. If you want to purchase using US Dollars, you can use Kraken or Bitstamp. For users in Europe, you can buy Ripple USD with Euros on Bitstamp.
This makes the process simple and convenient without needing to convert stablecoins or go through extra steps. Using trusted exchanges like these ensures secure and smooth transactions, helping you buy Ripple USD quickly and safely with your preferred payment method.
What Will You Need To Buy Ripple USD?
Here’s everything you’ll need to own a Ripple USD token:
- Crypto Exchange: To purchase Ripple USD tokens, you need a reliable exchange platform. Exchanges like Bitstamp, Kraken, Bybit, Bitget, Bitrue, and Biconomy.com allow you to trade and manage cryptocurrencies easily. You can explore advanced trading tools and features to make smart buying decisions.
- Identification Documents: You need to create an account and complete the KYC (Know Your Customer) process before trading. This process requires you to upload identification documents such as a passport, driver’s licence, or tax return. It helps verify your identity and keeps your account secure.
- Debit/Credit Card: Using a debit or credit card is one of the easiest ways to fund your crypto account. Many top exchanges accept cards for instant purchases. Always check the supported payment options on your chosen platform before you proceed with the transaction.
- Stablecoin/Altcoin: You can also use stablecoins like Tether (USDT) and USD Coin (USDC) to buy RLUSD. These stablecoins help you make purchases smoothly without worrying about price volatility. Always confirm that your chosen exchange supports these tokens before buying.
- Crypto Wallet: After purchasing your RLUSD tokens, transfer them to a secure crypto wallet. Wallets like Trezor Wallet, Trust Wallet, Ledger Wallet, Tangem Wallet, Exodus Wallet, and Atomic Wallet offer strong security features. Always review wallet safety measures and user feedback before storing your assets.
Keep all these essentials ready for a smooth and secure purchasing experience.
What Is The Easiest Way To Buy Ripple USD?
The easiest way to buy Ripple USD is through reliable centralised exchanges that support fiat currency deposits. You can use a credit or debit card or make a bank transfer to complete your purchase. Kraken offers an easy way to buy Ripple USD using US Dollars, with a simple registration and verification process. Once you fund your account, you can buy Ripple USD instantly and keep it in your exchange wallet for quick access.
Bitstamp also provides a secure platform for buying Ripple USD using both US Dollars and Euros. You can deposit your preferred currency through a card payment or bank transfer and trade it for Ripple USD. The exchange offers clear instructions, making it convenient even for first-time buyers. It also maintains strong security measures, ensuring that your transactions remain safe and reliable throughout the process.
Before making your purchase, always review the transaction fees and exchange rates to get the best value. Choose a platform that fits your location and payment preference. If you plan to hold Ripple USD for a longer period, transfer it to a secure private wallet. This step helps protect your funds and gives you full control over your assets, keeping them safe from potential exchange-related risks.
Best Wallets To Store Your Ripple USD (RLUSD)
To keep your RLUSD tokens safe, choosing a reliable and user-friendly wallet is essential. Each of the wallets below offers distinctive features, giving you the right mix of control, functionality, and protection for your digital assets.
- Trezor Wallet: Trezor is a hardware wallet that provides unmatched offline protection for RLUSD tokens. It stores your private keys securely within the device, away from online risks. With the Trezor Suite app, you can easily manage, send, and receive tokens while maintaining full control and visibility over your holdings.
- Trust Wallet: Trust Wallet is a multi-asset mobile wallet supporting RLUSD and thousands of other tokens. It allows seamless token swaps, staking, and NFT storage, all within a simple interface. The wallet’s non-custodial nature ensures only you hold the private keys, while biometric security keeps your funds protected at all times.
- Ledger Wallet: Ledger offers a hardware-based security solution that keeps your RLUSD tokens offline, shielding them from cyber threats. Its Ledger Live companion app lets you track, exchange, and manage assets with ease. The combination of cold storage and usability makes Ledger an ideal choice for long-term investors.
- Tangem Wallet: Tangem is a smart hardware wallet in the form of a physical card, offering robust offline security. You can store RLUSD securely and access your assets via a smartphone using NFC technology. The wallet is waterproof, tamper-resistant, and designed to combine top-notch security with portability.
- Exodus Wallet: Exodus delivers a sleek and beginner-friendly experience for managing RLUSD tokens. It includes built-in portfolio tracking, token swaps, and an intuitive design that suits everyday users. Available on both desktop and mobile, Exodus ensures smooth accessibility while maintaining complete user control over private keys.
- Atomic Wallet: Atomic Wallet is a decentralised wallet that supports RLUSD storage along with many other digital assets. It features in-app exchanges and staking options, allowing users to grow their holdings easily. With private keys encrypted locally and no account registration required, it combines flexibility with strong privacy.
Using these wallets ensures your RLUSD tokens remain safe, accessible, and fully under your control while offering convenient tools for everyday management.
