Systematic Investment Plans, or SIPs, have long been popular in traditional finance, and they are now finding their place in India’s crypto market. For many investors, crypto SIPs offer a disciplined way to deal with volatility by investing fixed amounts at regular intervals. This steady approach has gained attention as more Indian exchanges roll out their own SIP features.
In 2025, several platforms are competing to become the go-to choice for crypto SIPs in India. Each one provides unique features, ranging from low entry barriers and customisation options to wide coin selections and flexible scheduling. This article compares the top crypto SIP platforms available in India, giving you a clear view of which exchanges stand out for regular and long-term investing.
Comparison of Top Crypto SIP Platforms in India
Choosing the right platform for a crypto SIP depends on factors such as fees, coin availability, flexibility, and ease of use. To make the decision easier, here is a comparison of some of the top platforms in India for 2025.
|
Platform |
Coins Supported |
Minimum Investment |
Fees (Buy/Sell) |
Flexibility (Pause/Cancel) |
|
SunCrypto |
550+ |
INR 500 |
0% / 0.3–0.5% |
Yes |
|
ZebPay |
Bitcoin, Ethereum |
INR 100 |
Standard fees |
Limited |
|
Unocoin |
Bitcoin, Ethereum |
INR 100 |
Standard fees |
Limited |
|
CoinDCX |
550+ |
INR 100 |
Standard fees |
Limited |
|
CoinSwitch |
350+ |
INR 100 |
Standard fees |
Limited |
|
Mudrex |
650+ |
INR 500 |
Varies |
Yes |
|
Giottus |
Bitcoin, Ethereum |
INR 100 |
Standard fees |
Yes |
|
Flitpay |
300+ |
INR 100 |
Standard fees |
No |
Best Crypto SIP Platforms in India (2025)
India has a growing number of exchanges offering crypto SIP services, each with its own set of strengths. Below are the leading platforms that stand out in 2025.
SunCrypto
SunCrypto is one of the most versatile platforms for SIP investors in India. It focuses on accessibility by letting users customise their investment schedules to match their financial plans. With options to pause, cancel, or skip contributions anytime, it offers investors maximum control over their strategy without added costs.
Why Choose SunCrypto?
- Wide coin selection provides more opportunities for portfolio growth.
- Zero buying fees make it cost-effective.
- Flexible scheduling options help you adapt SIPs to changing financial needs.
Also Read: How To File SunCrypto Taxes with KoinX?
Zebpay
ZebPay offers SIP investments through its ZEBB app, designed with simplicity in mind. It is often chosen by beginners who want a straightforward way to start investing in crypto without navigating complex features. The app’s instant buy and sell options ensure a smooth experience for users exploring systematic crypto investments.
Why Choose ZabPay
- Beginner-friendly design makes it easy to use.
- Instant buy and sell features allow quick transactions.
- A reliable choice for investors who prefer simple SIP setups.
Also Read: How To File Zebpay Taxes with KoinX?
Unocoin
Unocoin is one of the earliest crypto exchanges in India and provides SIP options with multiple scheduling choices. It is well-known for its user-friendly approach, making it suitable for those who prefer a simple setup. The added return calculator allows investors to estimate outcomes before committing, offering a transparent investment process.
Why Choose Unocoin?
- Built-in SIP calculator helps track potential returns.
- Wallet integration ensures smoother transactions.
- Easy-to-use platform suitable for consistent investors.
Also Read: How To File Unocoin Taxes with KoinX?
CoinDCX
CoinDCX is one of the most popular exchanges in India and offers SIPs for select cryptocurrencies. It is widely trusted because of its strong security measures and large user base. Investors looking for a reliable platform with established credibility often find CoinDCX a safe option for starting their crypto SIP journey.
Why Choose CoinDCX?
- Trusted by a large user community in India.
- Strong focus on platform security.
- Suitable for investors who value reliability and credibility.
Also Read: How To File CoinDCX Taxes with KoinX?
CoinSwitch
CoinSwitch enables SIP investments with an easy-to-use interface and built-in risk evaluation tools. It is particularly attractive for investors who want automated assistance in managing volatility. The platform’s approach to diversification makes it suitable for those seeking balanced exposure while keeping investment strategies simple and manageable.
Why Choose CoinSwitch?
- Risk evaluation tools help manage market volatility.
- Simple interface makes investing more accessible.
- Good option for investors looking for diversification support.
Also Read: How To File CoinSwitch Taxes with KoinX?
Mudrex
Mudrex offers SIPs in both individual cryptocurrencies and curated coin sets, making it ideal for investors seeking structured investment strategies. It focuses on automation and provides tools like portfolio rebalancing and detailed insights, helping investors make informed decisions. This platform suits users who prefer a more managed and data-driven investing experience.
Why Choose Mudrex?
- Automated rebalancing keeps portfolios aligned with goals.
- Coin sets provide diversified exposure.
- Technical insights support informed investment decisions.
Also Read: How To File Mudrex Taxes with KoinX?
Giottus
Giottus stands out by offering flexible SIP schedules, including unique options like hourly investments. This approach appeals to investors who want frequent and consistent exposure to crypto markets. The platform also provides fixed rewards on certain plans, making it attractive for those who want a mix of flexibility and incentives.
Why Choose Giottus?
- The hourly SIP option offers a higher frequency of investments.
- Fixed reward features add extra benefits.
- Flexible scheduling caters to different investor preferences.
Also Read: How To File Giottus Taxes with KoinX?
Flitpay
Flitpay is an Indian exchange that supports a wide range of cryptocurrencies, with over 300 coins available for trading. While it does not currently offer a dedicated SIP product, its broad selection of assets appeals to investors who want flexibility in building their portfolios through spot or OTC trading options.
Why Choose Flitpay?
- Wide coin support allows greater portfolio variety.
- Spot and OTC trading options provide flexibility.
- Suitable for investors who prefer manual investment strategies.
Also Read: How To File Flitpay Taxes with KoinX?
Conclusion
Crypto SIPs in India are growing, and platforms vary in fees, flexibility, and coin selection. Choosing the right exchange depends on your goals, investment style, and preferred level of automation.
Once you start a crypto SIP, tracking your investments and staying tax-compliant can feel challenging. KoinX simplifies this process by automatically syncing transactions, calculating returns, and generating tax-ready reports. With KoinX, you can focus on building your crypto wealth while we handle the complexities. Start with KoinX today and invest with confidence.
Frequently Asked Questions
Can I Start A Crypto SIP With Just ₹500?
Yes, many platforms in India allow investors to begin a crypto SIP with as little as ₹500. This low entry point makes it accessible for small-scale investors to start building portfolios gradually. It also reduces financial pressure while enabling consistent exposure to digital assets.
Can I Customise The Frequency Of My Crypto SIP?
Yes, depending on the platform, you may have the flexibility to set daily, weekly, monthly, or even quarterly investments. Some platforms also allow pausing or skipping contributions. This adaptability helps investors align their SIP schedules with personal financial planning and market conditions.
Is There A Risk-Free Crypto SIP Platform?
No crypto SIP platform is entirely risk-free because digital assets are volatile. However, systematic investing reduces exposure to short-term price swings compared to lump-sum investments. Using reliable exchanges with strong security features can further minimise risks. Diversification across different coins also helps limit losses.
What Happens If I Miss A Scheduled SIP Payment?
Most platforms allow you to skip or pause a scheduled SIP without penalties. Your plan will simply continue from the next cycle. This flexibility ensures that short-term cash flow issues do not disrupt your long-term investment strategy, making SIPs suitable for varying financial situations.
Can I Include Multiple Coins In One SIP Plan?
Some platforms provide options to invest in multiple coins within a single SIP plan, often through bundled products or coin sets. Others limit SIPs to individual coins. Multi-coin SIPs help investors diversify their holdings, while single-coin SIPs allow a focused approach on assets like Bitcoin or Ethereum.
