Filing crypto taxes in Belgium is not as straightforward as it may seem. With different investor classifications, complex reporting fields like Vak VII and XV, and strict expectations from the SPF, even experienced investors can feel unsure about how to proceed.
That’s where crypto tax software comes in. The right platform helps you organise trades, calculate accurate gains, and generate ready-to-file reports tailored for Belgian tax rules. In this guide, we compare the best crypto tax tools in Belgium for 2025 to help you find the one that suits your needs.
Comparing The Top Crypto Tax Software In Belgium
Choosing the right crypto tax software means balancing ease of use, local tax compatibility, and accurate reporting. The table below offers a quick comparison of the top 5 tools available to Belgian users in 2025:
Software | Key Features | Supported Exchanges & Wallets | Belgian Tax Compliance | Pricing Range |
Automated reports, supports all investor types, and audit logs | 800+ platforms | Fully compliant with SPF and MyMinFin | Free, Premium, Pro | |
Koinly | Capital gains reports, user-friendly UI | 300+ platforms | Supports Belgian fields & EU VAT | Free, €49 to €299+ |
Waltio | Designed for French/Belgian users, clean UI | 700+ platforms | Supports MyMinFin fields | Free, €89 to €249 |
Blockpit | Multi-country tax engine, real-time gains | 200+ platforms | Includes Belgian and EU tax logic | Free, €99 to €299 |
Kryptos Tax | Real-time tracking, multiple cost basis options | 5000+ platforms | Basic Belgian reporting supported | Free, €49 to €259 |
Read More: Crypto Tax In Belgium – The Ultimate Guide
5 Best Crypto Tax Software In Belgium For 2025
Finding crypto tax software that fits Belgium’s unique tax rules is essential for stress-free filing. Whether you’re a passive investor or an active trader, the tools below can help you declare with confidence. Let’s begin:
1. KoinX
KoinX is a comprehensive crypto tax software tailored for Belgian users who want accuracy, automation, and SPF-ready reports. It supports all investor types, from prudent managers to professional traders, and helps simplify the entire tax filing journey through auto-categorisation, audit logs, and detailed summaries.
- Integrates with 800+ wallets and exchanges
- Belgian tax report generation for all investor types
- Auto-detection of staking, mining, and DeFi income
- Supports FIFO, HIFO, and AVCO
- One-click MyMinFin report export
- Advanced audit logs with timestamped records
2. Koinly
Koinly is a user-friendly crypto tax platform trusted by many across Europe, including Belgian investors. It helps simplify portfolio tracking and generates clear tax summaries for both capital gains and crypto income. Its clean interface and fast processing make it ideal for individuals who want quick and easy results.
- User-friendly dashboard for portfolio overview
- Capital gains and income tax reports
- Supports major Belgian exchanges
- EU-compliant data protection
3. Waltio
Waltio is designed with French and Belgian users in mind, making it a solid choice for local tax filing. It offers clear sorting of transactions and supports the basic fields required by MyMinFin. While best suited for passive investors, it handles most common income types with ease.
- French-Belgian tax report compatibility
- Clean transaction history sorting
- Good for basic passive investors
- Auto-fill fields for MyMinFin export
4. Blockpit
Blockpit is a powerful crypto tax platform built for multi-country compliance, including Belgium. It offers real-time performance tracking, a wide range of tax logic, and clear visual reports. It’s well-suited for advanced users, especially those engaged in DeFi or cross-border transactions.
- Live portfolio performance tracking
- VAT-compliant reporting
- Multi-country tax logic for EU investors
- DeFi support for major protocols
5. Kryptos Tax
Kryptos Tax provides straightforward crypto tax solutions with a strong focus on accuracy and reconciliation. It’s great for Belgian investors looking for clean reports, flexible cost basis methods, and compatibility with popular wallets. Its intuitive interface makes it ideal for those managing moderate portfolios.
- Crypto tax reports with cost basis options
- Real-time profit/loss tracker
- Integrated reconciliation engine
- Imports from wallets like MetaMask, Trust Wallet
How To Choose The Best Crypto Tax Software In Belgium?
Not all crypto tax tools are created equal, especially when you’re filing taxes in Belgium. The right software must meet local compliance standards, support various transaction types, and simplify submission to the SPF. Below are the key factors you should consider before making a choice.
Belgian Tax Law Compatibility
Your software must support Belgium’s unique tax rules, including fields like Vak VII, Vak XV, and investor-type-based reporting. It should guide you whether you’re a prudent manager, speculative investor, or professional trader. Without proper localisation, you risk misreporting your earnings and triggering audits or penalties from the tax authority.
Exchange and Wallet Integration
The more wallets and exchanges your software supports, the easier it is to compile a full transaction history. Look for platforms that allow auto-syncing with major centralised exchanges and DeFi wallets. Missing even one source could result in inaccurate capital gains or unreported income.
Support for Investor Categories
Belgium differentiates between investor types, and your tax obligations change based on how often and why you trade. Good software should help you identify your investor type and adjust your tax reports accordingly. This ensures your declarations are properly filed under the right income category.
Accuracy of Gain and Loss Calculations
Using accepted cost basis methods like FIFO, HIFO, or AVCO is essential for compliant gain/loss calculations. Your software should apply these automatically and reflect the correct euro value at the time of each transaction. This reduces calculation errors and ensures tax reports hold up under SPF scrutiny.
Ease of Report Submission to MyMinFin
A major benefit of quality crypto tax software is how easily it lets you generate and export tax files. Ideally, it should create downloadable reports compatible with MyMinFin fields, reducing manual work and errors. This not only saves time but also boosts filing confidence.
Why A Crypto Tax Software Is A Must In Belgium?
With Belgium’s tax rules becoming more detailed around crypto earnings, using specialised tax software is no longer optional, it’s essential. From investor classification to audit-proof documentation, here’s why having the right crypto tax tool can save you both time and penalties.
SPF Reporting Rules Are Complex
Belgium requires crypto investors to file in different fields based on how they earn, trade, or hold digital assets. These fields, like Vak VII, Vak XV, or Vak XVII, can be difficult to understand. A crypto tax software translates your transaction data into the correct tax fields, ensuring full compliance with SPF rules.
Investor Type Impacts Declaration Fields
Your classification as a prudent manager, speculative investor, or professional trader directly affects which sections of your tax return you must fill out. Good software can assess your trading behaviour and guide you to declare correctly based on that classification, preventing costly filing mistakes.
Audit Risks Are Increasing
Belgian tax authorities are tightening controls on crypto disclosures, often cross-referencing data from foreign exchanges. If your filings contain errors or omissions, you could face penalties or extended audits. Tax software offers clean, timestamped records that support your filings in case the SPF questions your return.
Manual Calculations Are Error-Prone
Manually entering crypto trades, fees, and income values can quickly lead to calculation errors, especially when dealing with volatile exchange rates and cost basis methods. Crypto tax tools automate this process using accurate euro values, helping you avoid misreporting and underpayment of taxes.
DeFi and Cross-Chain Transactions Need Special Handling
If you’re involved in staking, lending, liquidity pooling, or bridging assets across chains, your reporting gets even more complex. Crypto tax software is designed to identify and classify these activities correctly, ensuring you meet SPF requirements even when using decentralised platforms.
Conclusion
Choosing the right crypto tax software is essential for staying compliant with Belgium’s evolving tax landscape. From handling complex DeFi transactions to matching your investor profile with the correct SPF tax fields, the right tool makes tax season stress-free. The five platforms listed above offer strong features, but not all provide localised precision for Belgian users.
KoinX stands out with its Belgium-specific tax reporting, investor-type detection, and audit-ready exports. Sign up for KoinX today and experience fast, compliant, and accurate crypto tax filing tailored for Belgium.
Frequently Asked Questions
Is Free Crypto Tax Software Reliable for Belgian Tax Filing?
Free tools can be helpful for basic summaries, but may lack features required for Belgian tax fields like Vak VII or XV. They often don’t support full SPF compliance, cost basis methods, or investor-type differentiation. For accurate reporting and audit readiness, premium software like KoinX is more dependable.
Do These Tools Support DeFi and NFT Transactions?
Not all crypto tax tools support DeFi or NFT transactions. Some platforms only track simple trades. If you’re involved in staking, lending, liquidity pools, or NFT trading, make sure the tool you choose can categorise these correctly and assign euro values at the time of the transaction.
Can I Use Crypto Tax Software for Past Tax Years in Belgium?
Yes, most crypto tax software allows you to import historical data from previous years. This is useful if you missed reporting earlier gains or want to correct past declarations. Some tools also support carry-forward losses for up to five years, which can be useful for speculative investors.
How Often Should I Update My Crypto Portfolio on These Tools?
It’s best to update your portfolio regularly, ideally after every major trade or at least monthly. This ensures that all income, gains, and losses are captured in real time. Waiting until the end of the year increases the risk of missing transactions or misreporting values.
Is It Safe to Connect My Wallets and Exchanges?
Most leading crypto tax platforms use API integrations and bank-level encryption to protect your data. While read-only access is typically safe, always review the tool’s security features and privacy policy. KoinX, for instance, uses encrypted storage and doesn’t require transfer or withdrawal permissions.
