AI Summary
- The Overview Page adapts to your account activity, every user sees a personalised banner based on TDS, gains, portfolio size, and trading volume
- 9 banner variations cover scenarios like Notice Risk, High Capital Gains, F&O Gains/Losses, Refund Waiting, Large Portfolio, and more
- The Right-Side Panel shows your estimated capital, derivative, and other gains with a Tax Breakdown modal for line-by-line numbers
- The TDS and Transactions Summary lets you verify deductions across every connected exchange before filing
- Switching the Financial Year at the top updates every number and banner on the page
Overview Page Variations for Different Users
The KoinX Overview Page dynamically adjusts based on your account activity, things like your transaction volume, estimated capital gains, derivative income, TDS deducted, and portfolio value. Instead of showing the same information to everyone, KoinX analyses your data and surfaces the most relevant insight and next step for your specific situation. Expand the variation that matches your situation to see how it appears on your Overview Page:1. Notice Risk
1. Notice Risk
- Visible to: Users with TDS deducted above ₹10,000.
- Function: Alerts you that the IT department already has your TDS data on record and prompts you to file ITR before receiving a scrutiny notice.
2. High Capital Gains
2. High Capital Gains
- Visible to: Users with significant estimated capital gains from crypto sales.
- Function: Shows the financial and legal consequences of filing on time vs. filing late, and guides you to generate your tax report.
3. F&O Gains Detected
3. F&O Gains Detected
- Visible to: Users with estimated gains from futures or options trading.
- Function: Informs you that F&O income is treated as business income (not capital gains) in India and requires filing under ITR-3.
4. F&O Loss Detected
4. F&O Loss Detected
- Visible to: Users with estimated losses from futures or options trading.
- Function: Highlights the carry-forward benefit available when you file your losses correctly and on time.
5. TDS Overpaid / Refund Waiting
5. TDS Overpaid / Refund Waiting
- Visible to: Users whose TDS deducted is significantly higher than their estimated tax liability.
- Function: Shows the estimated refund amount waiting to be claimed and prompts you to file ITR to get it back.
6. Other Income Detected
6. Other Income Detected
- Visible to: Users with estimated income from staking rewards, mining, or airdrops.
- Function: Reminds you that free crypto is still taxable and guides you to declare it correctly.
7. Large Portfolio
7. Large Portfolio
- Visible to: Users with a portfolio value above ₹50 lakh where estimated gains have not yet been calculated.
- Function: Flags the elevated IT scrutiny risk for high-value portfolios and recommends filing accurately.
8. Trades across Multiple Platforms
8. Trades across Multiple Platforms
- Visible to: Users with two or more exchanges connected.
- Function: Prompts you to generate a unified report that consolidates all platforms into one filing-ready document.
9. High Volume Trader
9. High Volume Trader
- Visible to: Users with 3,000 or more transactions (India).
- Function: Highlights that manual processing at this scale is impractical and shows how KoinX can generate a filing-ready report in minutes.
The banner you see on your Overview Page is based entirely on your account activity for the selected financial year. Switching the financial year at the top of the page will update all data, including the banner.
Overview Page Walkthrough
Let’s walk through the key sections of the Overview Page. The example below is based on the Notice Risk scenario — one of the most common situations for Indian crypto users.Financial Year Selector
At the top of the page, you’ll find the financial year selector, for example, FY 2025–2026. You can switch between financial years using the dropdown. All data on the Overview Page including the TDS summary, transaction count, and personalised banner — updates based on the year you select.Integrations: Syncing Your Crypto Data
The Integrations section shows all the exchanges and wallets you have connected to KoinX. Each integration is listed with its name and logo. If you have more integrations than the preview can display, click View All to see the complete list. You can also connect a new exchange or wallet at any time using the Add New button.Your Personalised Banner
Below the Integrations section, KoinX displays a personalised banner based on your account activity. This is the section that differs from user to user. Example — Notice Risk banner:- The IT department already has your TDS data on record through exchange reporting.
- Over 44,000 crypto traders received IT notices last year.
- Penalties under Section 270A range from 50% to 200% of tax due.
- A risk meter (scored out of 100) shows your current notice risk level.
- A CTA button lets you file your ITR directly from this page.
The banner shown on your Overview Page depends on your specific account data. Refer to the “Overview Page Variations for Different Users” section above to understand which banner applies to you.
Right-Side Panel
On the right side of the Overview Page, KoinX displays a card with the most important estimated numbers from your account, your estimated capital gains, TDS deducted, or potential refund amount based on your activity for the selected financial year. This panel also gives you a direct option to purchase the Tax Report plan or the ITR Filing plan, depending on what you need. It reflects the same scenario as your main banner, so you always have the key number and the next step in the same view. After purchasing a plan, the right-side panel updates to show a fuller breakdown of your estimated gains for the selected financial year:- Capital Gains - estimated profit from selling crypto
- Net Derivative Gains - estimated gains or losses from futures and options trading
- Other Gains - estimated income from staking, airdrops, and other crypto earnings
- Total Gains - the combined estimated figure across all categories
- Click View My Tax Reports to access your generated tax report.
- Click Detailed Tax Calculation to open the Tax Breakdown modal (see below).
Tax Breakdown
Clicking Detailed Tax Calculation opens the Tax Breakdown modal. This gives you a line-by-line view of how your estimated tax liability is calculated for the selected financial year:| Field | What It Shows |
|---|---|
| Capital Gains | Estimated profit from crypto sales |
| Net Derivative Gains | Estimated gains or losses from F&O trades |
| Other Gains | Estimated income from staking, airdrops, etc. |
| Capital Gains Tax | Estimated tax on your capital gains |
| Derivative and Other Gains Tax | Estimated tax on derivative and other income |
| Total Taxable VDA Income | Combined estimated taxable crypto income |
| TDS Credit | TDS already deducted by exchanges, applied as a credit |
| Net Crypto Tax Payable | Your estimated final tax liability after TDS credit |
Net Crypto Tax Payable is estimated based solely on your crypto profit/loss data and may vary if you have additional sources of income.
TDS and Transactions Summary
For Indian Users The TDS and Transactions Summary section provides a breakdown of TDS deducted and total sale value across each of your connected integrations for the selected financial year.| Column | What It Shows |
|---|---|
| Integration | The exchange or wallet the data is pulled from |
| Transactions | Total number of transactions recorded from that source |
| TDS Deducted | Total TDS deducted by the exchange on your crypto sales |
| Total Sale Value | Total value of crypto sold through that integration |
Why KoinX’s Overview Page is a Game-Changer
Personalised user experience
The dashboard adapts to your account activity, surfacing what matters most for your specific tax situation — not a generic checklist.Proactive compliance alerts
Know your estimated notice risk, gain liability, or refund eligibility the moment you log in — no digging through reports.Seamless exchange integrations
Tracks all transactions across multiple platforms in one place, so your tax report covers everything.Clear next steps
Every banner comes with a direct option to take action — whether that’s generating your tax report or filing your ITR.Frequently Asked Questions
Why is my Overview Page different from what someone else sees?
Why is my Overview Page different from what someone else sees?
The Overview Page is personalised based on your account activity — things like your transaction volume, estimated gains or losses, TDS deducted, and portfolio value. KoinX analyses this data and shows the banner and panel most relevant to your situation. Two users on the same platform can see completely different banners depending on their activity.
Why does my Overview Page show estimated figures and not exact numbers?
Why does my Overview Page show estimated figures and not exact numbers?
The Overview Page shows estimated figures until you purchase a Tax Report plan for the selected financial year. Once you purchase, KoinX unlocks the exact numbers — your precise gains, tax liability, and a full breakdown. The estimates are there to give you a sense of your tax situation before you decide to proceed.
The TDS and Transactions Summary shows ₹0.00 in TDS Deducted. Is that a problem?
The TDS and Transactions Summary shows ₹0.00 in TDS Deducted. Is that a problem?
Not necessarily. Some exchanges don’t deduct TDS at source — particularly international platforms like Binance. A ₹0.00 TDS figure just means no TDS was deducted by that exchange. Your transactions are still taxable, and you’ll need to account for the tax liability yourself when filing your ITR.
What's the difference between 'View My Tax Reports' and 'Detailed Tax Calculation'?
What's the difference between 'View My Tax Reports' and 'Detailed Tax Calculation'?
View My Tax Reports takes you to your generated tax report, which includes all the reports you need for ITR filing. Detailed Tax Calculation opens the Tax Breakdown modal directly on the Overview Page — it gives you a quick line-by-line summary of your estimated gains, tax amounts, TDS credit, and net tax payable without leaving the page.
Next: connect your exchanges and wallets to KoinX