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If you’re staring at three ITR plans wondering “which one do I even need?” — you’re not alone. Most crypto users don’t just have crypto anymore. There’s a bit of salary, maybe some F&O trades, maybe even stocks. Pick the wrong plan, and you risk missing income or filing incorrectly. Let’s fix that.

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Compare ITR Filing Plans

Here’s a clear breakdown so you don’t overpay — or worse, under-report.
Best for: Crypto-only users with basic incomeThis is the simplest option. If you don’t have salary, F&O, or stock activity, you don’t need anything more.
If you’ve only traded crypto and maybe earned some staking rewards or interest — this is all you need. Don’t overcomplicate it.

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Covers

  • Crypto trading gains
  • Staking rewards
  • Airdrops
  • Basic income sources (if any)

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Does NOT cover

  • Salary income
  • Futures & Options (F&O)
  • Stocks or mutual funds
  • Business income

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How to Choose (Without Overthinking It)

Let’s simplify this.
1

Check your income sources

Think about everything you earned this year — not just crypto. Salary? F&O? Stocks? Freelancing?
2

Match it to the plan

  • Only crypto + basic income → Crypto ITR Filing
  • Salary (1 employer) + crypto/F&O → Salary ITR Filing
  • Anything more complex → Comprehensive ITR Filing
3

When in doubt, go higher

If you’re stuck between two plans, pick the higher one. It’s better than missing income and fixing it later.
Choosing a lower plan than required can lead to incomplete filing — which may result in notices or incorrect tax calculations.

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Before You File (Don’t Skip This)

No matter which plan you choose — this step is non-negotiable.
1

Connect all exchanges and wallets

Go to Integrations and make sure everything is added. Missing data = wrong taxes.
2

Review your transactions

Head to Transactions and check for errors like missing cost or unknown transfers.
3

Generate your tax report

Go to Tax Reports, select your financial year, and generate your final report.
KoinX calculates everything — gains, losses, TDS, and classifications — but only if your data is complete.

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Frequently Asked Questions

Yes, but it can delay your filing. If your income is already complex, it’s better to choose the correct plan upfront.
You still need to file. Losses must be reported to stay compliant and carry them forward.
Yes, it’s required for filing. No report = no filing.
Go with Comprehensive. It covers everything and avoids missing disclosures.
No. Filing requires your action or coordination with a tax expert depending on your plan.
Last modified on March 29, 2026